Terms and Conditions
Last Updated: 18-June-2024.
Welcome to utcfin.org (the “Website”). These Terms and Conditions (“Terms”) govern your use of the Website and the services provided by Union Trustee Finance Services (“we,” “us,” or “our”).
1. Acceptance of Terms
By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Website.
2. Services Provided
UTF Services provides financial advice, investment management, and other related services (the “Services”). The information provided on this Website is for general informational purposes only and does not constitute financial advice.
3. Eligibility
To use our Services, you must be at least 18 years old and capable of forming a binding contract.
4. Use of the Website
- You agree to use the Website in accordance with all applicable laws and regulations.
- You shall not use the Website for any unlawful or fraudulent purposes.
- You shall not disrupt or interfere with the security or functionality of the Website.
5. Account Registration
- To access certain features of our Services, you may need to register for an account.
- You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
- You agree to provide accurate and complete information during the registration process.
6. Fees and Payment
- Some of our Services may be subject to fees. All fees are disclosed on the Website and are subject to change.
- You agree to pay all fees and charges associated with your use of the Services.
7. Intellectual Property
- All content on the Website, including text, graphics, logos, and software, is the property of UTC or its licensors and is protected by intellectual property laws.
- You may not reproduce, distribute, or create derivative works from any content on the Website without our prior written permission.
8. Disclaimer of Warranties
- The Website and Services are provided “as is” and “as available” without any warranties of any kind, either express or implied.
- We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
9. Limitation of Liability
- In no event shall UTC be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website or Services.
10. Indemnification
- You agree to indemnify and hold harmless UTC, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, and expenses arising out of your use of the Website or Services.
11. Changes to Terms
- We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last Updated” date.
- Your continued use of the Website after the posting of changes constitutes your acceptance of such changes.
12. Governing Law
- These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.
13. Contact Information
- If you have any questions about these Terms, please contact us
